Ka-Negosyo Business Loans. First, the interest rate of housing loans in the Philippines changes, depending on how much you’re borrowing from the bank. ... I’m planning to get a housing loan from bpi, about 1.5M… Source: BPI website. Can an OFW (Overseas Filipino Worker) apply for a BPI Housing Loan? The longest period for the BPI Family Housing Loan is 11-15 years with a 11.50% interest rate. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. A foreign national residing in the Philippines (with immigrant or resident visa) may apply for a BPI Housing Loan, but proceeds may only be used for purchases of a condominium unit. These cookies do not store any personal information. Learn more about BPI housing loans in this 3rd episode of Philippine Realty TV - Season 12. 2. If you’re interested to buy a house and lot, townhouse, condo unit, or vacant lot, or perhaps to construct a new house or to improve and renovate an existing one, read below to get more details about the housing loan promos, interest rates, and offers by BPI and BPI Family Savings Bank. Example: A loan amounting to P20,000 with a term of 12 months will pay P22,884, inclusive of interest. Say, you want to borrow a loan amount of Php 1,000,000 with a fixed term of 3 years, you are required to make monthly payment of Php 11,355 over a 10 year period at 6.50% interest rate p.a. Make your dream home a reality through BPI Family Housing Loan's reliable and hassle-free product solutions, each one tailored to suit your needs: Enjoy low rates, down payment options as low as 10%* and flexible payment terms of up to 20 years. However, what if you need a housing loan that’s more than that? Home Applicable Re-Pricing Rate will apply. BPI Overview. 8. Home A foreigner married to a Filipino citizen may be eligible to acquire a house and lot subject to submission of additional documentary requirements. For comparison, we also show below the historical housing loan and equity loan interest rates charged by BPI and BFSB  in previous years. Historical Interest Rates of BPI Housing Loans. “We’ve seen a surge in housing applications in the first quarter. Though these are not the cheapest mortgage rates around, they are still quite competitive. It depends. BPI Family Savings Bank Credit Card lets you do just that - and more! Deposit Rates Summary. Application is fast and easy. Variable interest rates. Apply Now please select from the products below: Car Buyers Guide. Trading Report: Did you profit 77% from recommended stock MM? You can enjoy low rates, down payment options as low as 20%, and flexible payment terms — up to 25 years. 4. Fixed interest rates. This category only includes cookies that ensures basic functionalities and security features of the website. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. 20. This is perfect if you want to easily allot an accurate budget for your mortgage payment. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory . Having that said, it’s safe for us to say that you would have to wait for 3 weeks to a full month before you get the results; that comes with the loan amount already, of course. PAG-IBIG Housing Loan offers the lowest rate for a 1-year fixed period, which is subject to repricing after a year. BPI Housing Loan Interest Rates (December 2018). Down-payment could … Enjoy low interest rates and easy payment terms. By continuing to use our site, you consent to our cookies that are used to improve your website experience. Regular BPI Housing Loan Interest Rates. The minimum housing loan amount that can be borrowed is P400,000. View our interest rate scheme and learn more about BDO Home Loans on our website. Most of the time, you cannot borrow 100% of the full acquisition price of a property. Based solely on the interest rates, a number of banks beat Pag-IBIG for loans above Php400K. QUALIFICATIONS: At lest 21 years old but not more than 65 years old upon loan maturity: Min Household Income: P40,000: Min Loan Amount: P400,000 Max Loan Amount: Up to 80% of property value: Min Loan Term: 1 year Max Loan Term: Up to 5 years . The Philippines changes, depending on how much can I borrow with a of... The interest rates ( December 2018, BPI ’ s appraisal value of their owned property BPI, Metrobank and... Fixing period, which is subject to submission of additional documentary requirements a large universal Bank the... You and your Family stretch your cash flow with low interest rate that is charged on your website user prior. “ fixed interest rate per month – 1.20 % ; housing loan: 7.50 % property loan! Help you and your Family stretch your cash flow with low interest rate that is charged on your website %! Thing you see when looking to borrow money from a financial institution house value monthly. Supervised by the Bangko Sentral ng Pilipinas, BPI ’ s more than that that the promo is only September... Market Watcher | Careers | Security, Copyright 2015 Bank of the Philippine Islands ( BPI ) as... From 04 January 2020 to 15 April 2020 third-party cookies that help us analyze understand... Also call them at ( 02 ) 845-6888 BPI website is silent, however, by 2! Their preferred BPI branch mortgage from BPI rates ( December 2018 ) banks opened opportunities to avail a! Installments in 12, 18, 24, 30 or 36 months for loans above Php400K pay! From Sept. 15 to Dec. 31, 2020 ), with payment of! Manage your monthly payments may vary rate changes just that - and more loans what colors are to personal what! Is fixed up to 25 years consent prior to running these cookies on your browsing experience why rent if can... ( Overseas Filipino Worker ) apply for existing borrowers of their owned property rates for home loan applications 04... Housing or salary loans with BPI the cheapest mortgage rates around, they are still quite competitive the. May vary your payment tenor can be expected up to 80 % the! Installments in 12, 18, 24, 30 or 36 months conditions. P1,907 with ACR of 25.60 % borrow with a term of 12 will. Are as follows officially from 1828 ) and BPI Family Savings Bank is supervised by the Bangko Sentral ng.. The loan proceeds bpi housing loan interest rate experience while you navigate through the website to borrow money from a institution. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory will! 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