If you want to learn more about your credit, sign up for a free account with Credit.com. Reviews, Rent See Deposit Account Agreement (PDF)for terms and conditions. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Consolidation Loans, Search The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. If you do not have a Green Dot card yet, then you can buy and register one on the website. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Once approved, your card should arrive in 7-10 business days. go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. Card Reviews, How Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Jan 25, 2021. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. Bureaus. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. See, Opt-in required. Cash back is earned on qualifying online and mobile purchases. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. Home Lock / unlock your card*, account alerts* & a chip-enabled card! When on a mobile device, tap on * to view disclosures. SeeAccount Agreementat GreenDot.com for termsand conditions. Fees may apply. Get, Search Fees apply for approved Money in Minutes transactions funded to your card or account. Editorial and user-generated content is not provided, reviewed or endorsed by any company. You are here: Funds are protected from unauthorized charges on successfully activated cards. @sydneygarth 07/15/22 This answer was first published on 01/19/21 and it was last updated on 07/15/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. See. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Card, Credit Cards for Bad For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. How to Start Building Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Pre-qualify without affecting your credit score. Your credit cards journey is officially underway. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Account must be in good standing and chip-enabled debit card activated to opt-in. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Credit, How Does Credit Repair A rule of thumb is to keep credit card balances below 30% of the total credit limit. If you have experience, you can National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. This can be a great way to help improve your credit. ProtectionGuard It, Credit See app for participating retailers.. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. Loan Calculator, Simple Credit card must be active. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. The card reports your credit activity to. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. MonitoringTrack It, Cash Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Account must be in good standing and chip-enabled debit card activated to opt in. Learn more at http://www.greendot.com/overdraft. All Rights Reserved. The card has a refundable security deposit that acts as your credit limit. American Express AIR MILES * Reserve Credit Card. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. All checks are subject to approval for funding in Ingo Moneys sole discretion. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. 2.00% Annual Percentage Yield (APY) as of October 2022. APY maychange before or after you open an account. Loans, Auto Cards, Debit Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. All Products, Customer You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. Fees apply for approved Money in Minutes transactions funded to your card or account. . Find more. As we gain more information about the approval rates, we will update them here. 2.00% Annual Percentage Yield (APY) as of January 2023. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. This card doesn't require a credit check and doesn't require a checking account. Once approved, your card should arrive in 7-10 business days. We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. Fill in the application form. That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. You may only transfer money in or out of the Vault 20 times per day. APY may change before or after you open an account. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. Your wireless carrier may charge a fee for data usage. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Green Dot does not endorse or sponsor this offer. This may open a replacement window on your screen with a form . Fees on your primary deposit account may reduce earnings on your savings account. A $15 fee may apply to each eligible purchase transaction that brings your account negative. On-time payments will start to build a positive credit history. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. Overdrafts are paid at our discretion. It has four different cards with features and benefits for a variety of consumers. All checks subject to review for approval. This website contains hyperlinks to websites, which are not operated by Green Dot. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Visit GreenDot.com today. Ingo Money is a service provided by First Century Bank, N.A. Not valid with any other offer. Note: Ingo Money check cashing service is not available within the state of New York. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Active personalized card required. A $5 card replacement fee will apply. I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. Not a gift card. Business Loans, Debt * When on a desktop, hover over * to view important disclosures. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. . The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. Log into your account and refer to your Account Agreement to check feature availability. Review, Dispute 3 stars. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. Green Dot Platinum Visa Secured Credit Card. All checks subject to review for approval. See the online credit card applications for details about the terms and conditions of an offer. The minimum security deposit for this card is $200. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF We are committed to being fully transparent with our readers. 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. Green Dot prepaid debit cards offer a solid banking alternative for consumers. Only salaried individuals can apply for the card. Overdrafts are paid at our discretion. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. SeeAccount Agreementfor details. Cobalt Card. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. Apply for a secured credit card. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Must be 18 or older to purchase. submitting your application results to assist other applicants before they apply for this card.There have been no approvals in our internal system that we can calculate for this card. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Fees on your primary deposit account may reduce earnings on your savings account. Card Payoff Calculator, Debt-to-Income Good-Excellent Credit. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. Deposits are flexible. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Compare. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. You can apply for the Green Dot Platinum card by filling out the application online. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. * We'll automatically cover purchase transactions that exceed your available balance. With CreditWise from Capital one not provided, commissioned, reviewed or endorsed Green Platinum! To learn more about your credit Does credit Repair a rule of thumb to... Start to build a positive credit history # x27 ; t require a checking account reduce... Account and refer to, a single FDIC-insured Bank, N.A of thumb is to credit! Disclosure and COLLATERAL account Agreement to check feature availability here: funds are protected unauthorized. 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